The credit-repair CRM where you choose who does the disputing. Run it yourself with Dara's help, or hand clients a guided DIY path — you stay in control either way.
Your client gives the okay, then you handle the disputes — with Dara helping as much or as little as you want. Full hands-on control, no expertise required.
Best when you want to run it yourself.Hand each client a Dara-guided path to dispute on their own, in plain English. You just operate the CRM and watch their progress — you're still in control.
Best when you want volume without the workload.It's the engine credit restoration companies run on. And because it needs zero credit expertise, any business with credit-stuck clients can offer repair too.
Also powering any business where credit can cost a deal
She lives inside your CRM under your brand and handles the parts that used to take an expert. She works for you and your clients — you decide how much.

Anyone can mail a letter. Dara knows which item to challenge, which letter to send, and when — and gets sharper every round.
Reads all three bureaus and knows which items are worth disputing — and in what order. Single-bureau items, unverifiable lines, highest-impact first.
Round one, an escalation, or a method-of-verification request — matched to where each item is in its lifecycle, not sent at random.
FCRA timing is built in: when a round is still active, when it's too early to escalate, and when the window has closed and it's time for the next move.
Outcomes feed back in, so what worked on a given bureau or furnisher sharpens her next recommendation — privacy-preserving, learned across the network.
Clients never see DisputeChat. They see you. Dara is the engine underneath — your business is the name in front.
Every client gets a live Dispute Progress view — 3-bureau scores, items ready to mail, and the round timeline. One click sends the next round.
Not raw credit data — just where each client stands and what's next.
Dara reads the report, finds what's inaccurate, and writes the letter under the FCRA — addressed to the right bureau.
Send it certified with a real tracking number and electronic proof of delivery — or download and mail it yourself.
Hand a client the DIY path and they get Dara — under your brand — walking them through their own credit, in plain English, start to finish.
Your job is to run the business and keep the relationship. Dara handles the dispute work underneath — as much or as little as you want.
Who they are, what's on their report, and where each one stands — one live view, no digging.
Move clients new → disputing → resolved → done, and know what needs you today.
Day-30 reminders, what's overdue, and what changed on any bureau — before you have to ask.
Active clients, results, and revenue — so you price and grow with real numbers.
Everything the client sees is yours. Dara works underneath, never in front of you.
Per client, per step — let Dara draft and mail, or take the wheel. Your call, always.
When the client is acting, they review and approve every letter themselves before it goes out.
When you're acting, the client authorizes you first — so your team disputes on their behalf, cleanly.
Educational by design. Dara never promises removals, score lifts, or approvals — and won't let you either.
Dara does the next step; the client stays yours, on your brand, the whole way.
Start free for 7 days. No setup fees, no per-client charges, cancel anytime.
after your free trial · billed monthly
Start free trialIncludes enough Dara to run your book. Power users can add compute packages anytime from the portal.
Turn the clients you'd already written off into your most reliable comebacks — with Dara doing the work on both sides.
Tell us about your business and we'll be in touch. Sent straight to our partnerships team.
Earn 20% recurring on every business you refer to DisputeChat — every month they stay. Tell us about you and we'll set you up with your link.
Questions or feedback? Send us a message and we'll get back to you. Goes straight to our team.